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The following table sets out the composition of the holders of common shares as at December 31, 2015:

1Percentage ownership figures represent common shares owned by the named shareholders and are expressed as a percentage of the total number of common shares issued and outstanding.

2SSheikha Suad Hamad Al Saleh Al Homaizi is a member of the Board. The Audi family, Al Sabbah family and Al Hobayb family include the following members of the Board: (i) Raymond Wadih Audi and Marc Jean Audi, (ii) Mariam Nasser Sabbah Al Nasser Al Sabbah, and (iii) Abdullah Al Hobayb, respectively

3Excluding members of the Audi family accounted for in a separate row above..

4Deutsche Bank Trust Company Americas holds common shares in its capacity as depositary under the Bank’s GDR Program. In addition to the ownership of common shares mentioned above, 10.6% of the Bank’s common shares are held through GDRs by each of FRH Investment Holding Company sal, the Audi family, Sheikha Suad H. Al Homaizi, Sheikh Dhiab Bin Zayed Al Nehayan, and the Al Hobayb family (respectively 2.30%, 0.92%, 1.81%, 3.13% and 2.44%). Information on GDR ownership is based on self declarations (pursuant to applicable Lebanese regulations) as GDR ownership is otherwise anonymous to Bank Audi.

5As at the date hereof, the total number of common shares was 399,749,204. The Bank (and its affiliates) is the custodian of shares and/or GDRs representing 70.67% of the Bank’s common shares.